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寿险市场的开放曾是中国进入世贸组织最为艰难的谈判项目之一 ,现在中国已成为世贸组织的正式成员 ,保险市场将在 5年后全面对外开放。我国国有的寿险公司与国外保险公司相比 ,起步较晚 ,市场运作经验较少 ,并且在资本、技术、管理等方面都与国外保险公司有着较大的差距。国有寿险公司应利用尚有的 5年保护期 ,抓住机遇 ,从自身的管理机制、用人机制、险种开发、客户服务以及投资运作等方面来发展、完善自身 ,应对来自国际的市场竞争
The opening up of the life insurance market was once one of the toughest negotiations for China to enter the WTO. Now that China has become an official WTO member, the insurance market will be fully opened to the public five years from now. Compared with foreign insurance companies, the state-owned life insurance companies in our country started relatively late with less operation experience in the market and have a big gap with foreign insurance companies in terms of capital, technology and management. State-owned life insurance companies should make use of the remaining five-year protection period to seize the opportunities and develop and improve themselves in response to their own management mechanism, employment mechanism, insurance development, customer service and investment operations, etc., and to cope with competition from international markets