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金融科技催生出具有开放、平等、共享、去中心化、去媒介等属性的新金融业态。目前,我国金融市场发展迅猛,金融科技创新层出不穷,金融改革不断深化,但从借鉴国际经验来看,我国金融科技发展总体上仍旧存在一些问题。了解并借鉴国际金融科技发展经验,对于我国金融科技发展而言有着重要的意义。依托于高速发展的移动互联网、大数据、云计算、搜索引擎、社交网络等方式,金融科技(Fintech)能在更广泛的范围内方便快捷地将资金需求者与资金提供者联系
Financial technology has spawned a new format of finance that is open, equal, shared, decentralized, and media-driven. At present, the rapid development of China’s financial market, endless innovation in financial science and technology, and deepening of financial reform. However, judging from international experience, there are still some problems in the development of China’s financial science and technology. To understand and learn from the experience of international financial science and technology development is of great significance to the development of China’s financial science and technology. Relying on the rapid development of mobile Internet, big data, cloud computing, search engines, social networks, etc., Fintech can quickly and easily connect the fund demanders with the fund providers in a wide range of ways