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根据省审计厅要求,我们对财产保险公司1997年度资产负债损益进行了审计,审计结果表明:山区财产保险公司亏损问题严重,应引起有关部门的高度重视。亏损原因主要表现在:一是应收保费数额过大。山区县大面积企业亏损,保费财源枯竭,每年上级财产保险都要给县财产保险公司下达保费收入指标,逐月考核完成保费收入的进度,县级公司迫于任务压力,不管保费是否能收起来,比着计划数和企业签单,再按签单数人收入帐,保费没收起来,且不谈负赔付责任,10%手续费和8.5%税要照付。某一规模不大的县财产保险公司应收保费持续保持在百万元以上,仅此一项就净亏损18万以上。二是固定资产投资过速。由于
According to the requirements of the provincial auditing office, we audited the assets and liabilities of property insurance companies in 1997. The audit results showed that the loss of the mountain property insurance companies was serious and should be given high priority by relevant departments. The main reasons for the loss: First, the amount of premiums receivable is too large. Large area enterprises in mountainous counties are depleting and premiums are depleted. Each year, higher-level property insurance issues premiums for the county property insurance companies and monthly reviews the progress of premium income. County-level companies are under pressure to work regardless of whether the premiums can be put away , Than the number of plans and enterprises to sign a single, and then sign the number of people income account, the premiums confiscated, and not to mention the responsibility to pay the loss, 10% fee and 8.5% tax to pay. Some small-scale county property insurance company receivables sustained premiums maintained at more than one million yuan, alone, a net loss of 180,000 or more. Second, over-investment in fixed assets. due to