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现代市场经济是信用经济。信用是市场经济条件下维护和保证正常经济秩序的基础,是社会主义市场经济体制建立、完善、巩固和健康发展的根本保证。社会信用体系的建立,包括全社会信用观念的普遍确立,政府信用体系、企业信用体系和个人信用体系的建立完善,征信机构和信用评估机构等中介机构的发育成长,以及与信用相关的法律法规的制定实施等诸多方面,是一个需要全社会参与的宏大系统工程。对一个市场经济活跃、对外开放程度高的沿海开放城市——宁波来说,打造“信用宁波”的重要性不言而喻。“信用宁波”是宁波市场经济发展到一定程度的必然要求。宁波作为市场经济发育较完善的城市,必须从市场经济发展规律上、从经济伦理和法制建设上,高度认识“信用宁波”在今后宁波市场经济运行中的地位、作用和其健康发展的途径。历史和现实表明,市场经济越发展就越要求诚实守信,这就所谓人无信不立,
Modern market economy is credit economy. Credit is the basis for maintaining and guaranteeing a normal economic order under the conditions of a market economy and is the fundamental guarantee for the establishment, improvement, consolidation and healthy development of the socialist market economic system. The establishment of social credit system includes the establishment of universal credit concept, the establishment and improvement of government credit system, corporate credit system and personal credit system, the development and growth of intermediary agencies such as credit reporting agencies and credit rating agencies, as well as credit-related laws The formulation and implementation of laws and regulations and many other aspects, is a need for the whole society to participate in the grand system engineering. For Ningbo, an open coastal city with a highly developed market economy and a high degree of openness to the outside world, it is self-evident that Ningbo should be built into a “credit Ningbo.” “Credit Ningbo ” is a necessary requirement for the development of Ningbo market economy to a certain extent. As a well-developed city in terms of market economy, Ningbo must have a high understanding of the status, role and healthy development of “credit Ningbo” in the economic operation of Ningbo market from the perspective of economic ethics and legal system construction way. History and reality show that the more the market economy develops, the more it requires honesty and trustworthiness.