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2006年5月11日,据有关报道,“央行拟推新的按揭政策以彻底打压房价。”“这一政策的核心是将购房首付款的比例从最低二成,提高到四到五成。”这将意味着政府有可能对“房地产热”采取有史以来最猛的一剂“药”。新一轮的宏观调控已有了“山雨欲来”之势。而此前4月27日,为抑制房地产投资过热,遏制房价涨势,央行已突然宣布将金融机构一年期贷款基准利率上调0.27个百分点。加息、拟提高首付……如此频密之举预示着调控达摩之剑再次扬起,那么,随之而来,更严厉的地产调控会否随时“空”降? 前一轮的地产调控给了楼市一个怎样的困惑?房地产宏观调控空间要调什么?中国更需要怎样的调控举措?专家指出,将调控措施更多地放在营造宽松的、公平的竞争环境层面上,如完善的房地产金融体系的建设、信息公开机制建设、透明而公开的土地批租市场建设等,“药效”也许会更好。
May 11, 2006, according to reports, “The central bank intends to push the new mortgage policy to completely suppress prices. ” “This policy is the core of the purchase of down payment from the lowest 20% to four Fifty percent. ”“ This will mean that the government is likely to take the strongest single-dose ”drug“ on ”real estate hot.“ A new round of macroeconomic regulation and control has been made. Prior to April 27, in order to curb overheating of real estate investment, housing prices to curb gains, the central bank has suddenly announced a one-year benchmark lending rate of financial institutions raised 0.27 percentage points. Raise interest rates, intends to raise the down payment ...... so frequent move indicates that the sword of control Damo rise again, then, followed by more stringent control of real estate will be at any time ”empty“ down the first round of real estate Regulation gives the property market what kind of confusion? Real estate macro-control space to adjust what? China needs more control measures? Experts point out that more control measures to create a relaxed and fair level of competition on the environment, such as sound Real estate financial system construction, information disclosure mechanism construction, transparent and open land leasing market construction, ”efficacy " may be better.