论文部分内容阅读
央行、银监会近日发布通知,对已利用贷款购买住房、又申请购买第二套(含)以上住房的购房者,贷款首付比例不得低于40%,贷款利率不得低于央行公布的同期同档次基准利率的1.1倍。
The central bank and the China Banking Regulatory Commission recently issued a circular on the purchasers who have used their loans to purchase housing and applied for the second (or more) housing purchase. The down payment should not be less than 40% of the down payment, and the loan interest rate should not be lower than the benchmark of the same period released by the central bank 1.1 times the interest rate.