信用证的保障 赊销的便利——商业备用信用证的运用

• 作 者: 张蕾
• 机 构: 中信银行杭州分行国际业务部,
• 出 处: 中国外汇
• 发表日期: 2007年07期
• 关键词: 备用信用证 信用证 承兑交单 销售货物 结算方式 单据 开证申请人 开证 跟单信用证 国际保理

我国的出口贸易商在面对欧美等国家的客户时,如果想要扩大对这些国家市场的销售,就必须能提供有竞争力以及成本节约型的结算方式,即采用赊销(O/A)或至少是承兑交单(D/A)方式来销售货物。但是,赊销和承兑交单带给出口商的风险是显而易见的。有经验的出口商在利用O/A、D/A的竞争优势的同时,通过商生备用信用证获得来自金融机构的付款保障,以防不测。

In the face of customers in Europe, the United States and other countries, China’s export traders must be able to provide competitive and cost-effective settlement methods if they want to expand their sales in these countries’ markets by adopting O / A or At least the bill of exchange (D / A) to sell the goods. However, the risks that exporters and crediters bring to exporters are obvious. Experienced exporters, taking advantage of the competitive advantages of O / A and D / A, have obtained payment guarantees from financial institutions through commercial banks’ standby letters of credit to prevent any eventuality.