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西方发达国家的社会医疗保障制度最有代表性的有三种形式:一种是英国、瑞典等国实施的国民卫生服务(NHS)制度;一种是德国、法国等国家实施的社会保险制度;还有一种就是美国实施多元的非组织化的医疗保险管理制度。上述三种医疗保障制度方式其目的虽然都旨在保障国民健康,免于伤病威胁,但是也都存在一些不足。
The western developed countries have the most representative social medical insurance system in three forms: one is the National Health Service (NHS) implemented by Britain and Sweden, the other is the social insurance system implemented by Germany, France and other countries. One is that the United States implements a pluralistic non-organized medical insurance management system. Though the purpose of the above-mentioned three kinds of medical insurance system methods are all aimed at protecting the national health and avoiding the threat of injury, there are also some shortcomings.