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农业机械化极大的提高了劳动生产率,改变了农民的生产生活方式,加速了农业现代化进程。而农业机械的普遍使用,也引发了各类农机不安全事故。预防和减少事故,化解事故带来的民事纠纷,解决经济损失补偿,不能不引起人们的关注。本文重点对陕西省2012-2015年四年期间发生的农机互保死亡事故进行分析,查找肇事原因、统计事故损失及保险理赔情况,就预防和减少农机死亡事故,及发展农机互助保险提出建议。
Agricultural mechanization greatly improved labor productivity, changed farmers’ production and life style, and accelerated the process of agricultural modernization. The widespread use of agricultural machinery, but also led to all types of agricultural unsafe accidents. Preventing and reducing accidents, resolving civil disputes caused by accidents, and resolving economic loss compensation can not but draw people’s attention. This article focuses on Shaanxi Province 2012-2015 four years occurred during the mutual insurance deaths of agricultural machine to find out the cause of the accident, the accident statistics and accident insurance claims, prevention and reduction of agricultural accidents, and the development of agricultural mutual insurance recommendations.