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司法实践中,银行卡被复制并盗刷,银行不能免责,如果银行能证明存款人对密码泄露存在过错,可以减轻责任,如果不能,则由银行负全责。但是,存款人被欺诈等情况除外案例1银行卡无故被盗刷,银行负全责2010年7月7日,刘某在中国农业银行六盘水分行开办了一张借记卡。至同年7月13日中午12时,刘某陆续向银行卡中存入195万元人民币。2010年7月14日上午1 0点半左右,刘某在查询银行卡余额时发现,卡中仅剩5万多元,近190万元不翼而飞,刘某随即联
In the judicial practice, the bank card is copied and pirated. The bank can not exempt the bank. If the bank can prove that the depositor is in fault with the password leakage, it can reduce the liability. If not, the bank is fully responsible. However, the depositors were cheated, etc. Excluding the case of a bank card stolen brush for no reason, the bank takes full charge July 7, 2010, Liu at the Agricultural Bank of China branch in Liupanshui opened a debit card. At 12 noon on July 13 of the same year, Liu successively deposited 1.95 million yuan in bank cards. At about half past ten in the morning on July 14, 2010, Mr. Liu found that when he checked the balance of a bank card, he left over 50,000 yuan in the card and nearly 1.9 million yuan was missing.