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随着对互联网的普及与应用,目前各个行业普遍都离不开互联网,金融更是如此,而我们根据金融的特殊性认为,对于互联网金融不能够因为其发展还没有到达成熟的阶段就任由其自由发展而不采取严格的管理,,我们应当做的是,通过科学、严格的管理力度来推动互联网金融的发展,在鼓励互联网金融不断创新的同时,设置合理的规章制度来引导其发展。对于互联网金融来说,金融风险以及外部性等概念依然能够应用,并且金融消费者权益受到侵害的问题也屡屡发生。
With the popularization and application of the Internet, at present various industries are generally inseparable from the Internet, financial even more so, and we based on the particularity of the financial that Internet finance can not because of its development has not yet reached its mature stage due to its Free development without strict management, we should do is through scientific and strict management efforts to promote the development of Internet finance, encourage Internet finance innovation, at the same time, set reasonable rules and regulations to guide its development. For Internet finance, the concept of financial risks and externalities can still be applied, and the problems of the rights and interests of financial consumers being infringed often occur.