青岛商话(连载十七)

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保险业是金融业中的辅助行业,做为一个行业,形成于西方,传入青岛,也始于西方人士。青岛早期没有单独的保险企业,但许多在青岛开设的洋行兼营代理保险业务。最初为对外贸易,外国企业进行保险,以后有了专业保险公司形成,逐渐扩大到人寿,水火等专业保险。德占时期还没有专业保险公司,但代理商很多,如德华银行、德商惮臣洋行、礼和洋行等都代理保险业务,业务限于青岛至欧洲的船贷保险。日占青岛之初,也是以大型企业,如三井、三菱等一批日资跨国公司代理保险业务,接着开办了专营保险企业。日本大仓林式会社代理大仓火灾、海上保险业务,三信公司代理日本生命保险业务,有了第一征集保险株式会社青岛出张所(包头路),东京火灾保险株式会社青岛营业所(馆陶路),以及冈崎会社、国际保险公司、共保保险会社,辰马海上保险公司、千代田生命保险公司等相继建立。1940年青岛有日资保险公司和代理店36家。西方国家保险行业,独揽海上贸易保险,凡是西方各国轮船货物, Insurance is an auxiliary industry in the financial industry. As an industry, it is formed in the West and introduced to Qingdao. It also starts in the West. Qingdao did not have a separate insurance company in its early years, but many of the foreign firms that opened in Qingdao are insurance agents. Initially for foreign trade, foreign insurance companies, after the formation of a professional insurance company, and gradually expanded to life insurance, water and fire and other professional insurance. Germany accounted for the period there is no professional insurance company, but a lot of agents, such as Germany and China Bank, Germany and China Merchants Bank Chen Yang, Li and foreign firms all insurance business, business limited to Qingdao to Europe ship insurance. Japan accounted for the beginning of Qingdao, but also large enterprises, such as Mitsui, Mitsubishi and a number of Japanese multinational companies insurance business, and then opened a franchise insurance companies. Japan Okura forestry agency Aoki fire, marine insurance business, Saints Acting Japanese life insurance business, with the first collection of insurance Qingdao Branch (Baotou Road), Tokyo Fire Insurance Co., Ltd. Qingdao Branch Tao Road), and Okazaki clubs, international insurance companies, co-insurance companies, Chen Ma Marine Insurance Company, Chiyoda life insurance companies have been established. In 1940 there were 36 Japanese-funded insurance companies and agencies in Qingdao. Western countries insurance industry, exclusive maritime trade insurance, all Western countries, ship cargo,
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