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达川属产粮大区,粮油生产、收购、储存的规模都位居四川省前列。农发行达川地区分行160名干部职工担负着五县两市、101个独立核算的收储企业粮油收购资金供应和监管工作,任务十分艰巨。自去年4月份以来,农发行达川地区分行,切实按照“钱随物走,购贷销还,钱货两清,库贷挂钩”的原则,遵循信贷资金运动的特定规律,不断总结收购资金封闭运行的实践经验,积极探索和实施“四制”流程。从严把关,环环相扣,银企配合,全程监控,规范操作,夯实了信贷管理基础,有效地促进了收购资金封闭运行各项政策措施的贯彻落实。一、认真执行报账制,严把资金投放关。粮油收购人库一开始,分行按照乡粮管所——区粮站——农发行的运行流程,规范“四个报账要件。”一是规范“收购码单”。要求收购粮油坚持司称、验质、开票“三员”到场,共管入库。对收购码单
Dachuan is a large area of grain production, grain, oil production, acquisition, storage scale in Sichuan Province in the forefront. Agricultural Development Branch of Dachuan District, 160 cadres and workers bear the five counties and two cities, 101 independent accounting purchasing and storage grain and oil companies to acquire capital supply and regulatory work, the task is arduous. Since April last year, the branches of the Agricultural Development Bank in Dachuan District have consistently followed the principle of “moving funds along with goods, selling off loans, paying off loans and reserving loans and paying both loans and reservoirs” and following the specific rules of the credit fund movement Acquisition of funds closed operation of the practical experience and actively explore and implement “four system ” process. Strict control, interlocking, cooperation between banks and enterprises, the entire process of monitoring and standardizing operations, laid a solid foundation for credit management, and effectively promoted the implementation of various policies and measures for the closed operation of acquisition funds. First, earnestly implement the reporting system, strictly put the money off. At the very beginning of the grain and oil purchaser library, the branches regulated the “four requirements for reimbursement” in accordance with the operation procedures of the township grain management office - the grain station - Agricultural Development Bank. Requires the acquisition of grain and oil insisted that the Secretary, quality inspection, billing “three ” to the scene, co-storage. On the purchase code list