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中国人民银行有关专家日前在京透露,我国贷款结构已发生明显变化。对自然人贷款增加、中小银行贷款份额有所增加是其鲜明特点。 这位专家说,去年增加的13300多亿元贷款中,个人住房贷款约2000亿元,个人汽车、助学等其他消费贷款640亿元。
Relevant experts from the People’s Bank of China said in Beijing recently that the loan structure in China has undergone significant changes. The increase in loans to natural persons and the increase in the share of loans to small and medium-sized banks are their distinctive features. The expert said that among the more than 1.33 trillion yuan of loans last year, personal housing loans were about 200 billion yuan and other consumer loans of personal cars and student loans reached 64 billion yuan.