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农业是基础产业，同时又是弱质产业，当前我国农业正处于传统农业向现代农业发展的过渡阶段，农业基础设施和农业技术等的现代化程度不断提高，但难以预料的自然灾害和市场风险不时威胁着农业发展进程，农业发展客观上需要通过保险来转移风险。尤其是中国加入ＷＴＯ以后，对农
At present, agriculture is a basic industry and a weak one. At present, China’s agriculture is in the transitional stage from traditional agriculture to modern agriculture. The modernization of agricultural infrastructure and agricultural technology is continuously improving. However, natural disasters and market risks that are unpredictable from time to time Threatening the process of agricultural development, agricultural development needs objectively the transfer of risks through insurance. Especially after China’s accession to the WTO, it is against agriculture