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截止2011年底,云南省16个州市的96个县(市、区)都开办了林权抵押贷款业务,贷款余额达74.11亿元,位居全国第一。云南省各项林权抵押贷款政策制度十分健全,林业、金融、财政等部门在林权抵押贷款工作中配合十分紧密,在创新贷款方式、完善贷款服务、制定贷款优惠措施等方面有很多值得学习和借鉴的做法。但是从目前来看,林权抵押贷款还是存在缺乏政策支持、贷款期限和利率不符合林业实际情况、担保体系不健全等问题。针对存在的,结合林业实际,提出了相关政策建议。
As of the end of 2011, 96 counties (cities and districts) in 16 prefectures and cities of Yunnan Province started the forest property right mortgage loan business with a loan balance of 7.411 billion yuan, ranking first in the country. Yunnan Province, various forest right mortgage loan policy system is very sound, forestry, finance, finance and other departments in the work of the forest right mortgage loan is very close cooperation in the innovative loan mode, improve loan services, loan preferences and so have a lot to learn And learn from the practice. However, for the moment, there are still problems such as the lack of policy support for the forest right mortgage loan, the fact that the loan term and the interest rate do not conform to the actual situation of forestry, and the guarantee system is not perfect. For existing, combined with forestry practice, put forward the relevant policy recommendations.