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互联网金融的兴起,给传统的金融行业带来了巨大的影响与冲击。互联网金融工具的运用,为中小企业的融资提供了便利的途径,改变了人们的生活方式,实现了随时随地进行资金交易,并促进了传统金融的发展。但是,对传统金融也带来一定的挑战。因此,传统金融行业需根据时代发展需求进行创新与发展。
The rise of Internet finance has brought tremendous impact and impact on the traditional financial industry. The use of Internet financial tools has provided a convenient way for SMEs to finance, has changed people’s way of life, has enabled the trading of funds anytime and anywhere, and promoted the development of traditional finance. However, it also poses some challenges to traditional finance. Therefore, the traditional financial industry needs innovation and development according to the development needs of the times.