论文部分内容阅读
“在信贷总量已经很大的情况下,关键是调整信贷结构、盘活存量,而非一味放水。”人民银行调查统计司司长盛松成此前在上半年金融统计数据新闻发布会上表示。不过,调整信贷结构、盘活存量并非易事,需要直面诸多挑战。挑战之一首先来自银行内部。作为市场主体之一,商业银行既追求利润,又需控制好风险。因此,在调整信贷存量过程中,商业银行往往会从自身经营角度出发,既顺应政策要求,逐步调
“When the total amount of credit has been very large, the key is to adjust the credit structure and revitalize the stock instead of releasing water.” Sheng Songcheng, director of the Survey and Statistics Division of the People’s Bank of China, said at a press conference in the first half of the financial statistics. However, adjusting the credit structure and revitalizing the stock market are not easy and we must face many challenges. One of the challenges first comes from within the bank. As one of the main market players, commercial banks not only pursue profit but also control risks. Therefore, during the process of adjusting the credit stock, commercial banks tend to adjust their own business operations not only in accordance with the policy requirements but also gradually