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在上半年收贷工作现场会上的讲话(一九九六年五月七日)一、要充分肯定前一阶段收贷工作的成果今年两总行联合下达各地一季度收贷任务为218.1亿元,按照“收放两条线”的原则,截至3月末,全行累计收回农副产品收购贷款758.04亿元,比上年同期多收回197.66亿元,基本上做到了应收尽收;从“库贷挂钩”比例来看,3月末粮棉油库存值为2,465.14亿元,比年初减少10.85亿元,粮棉油库存值占贷款的比重为59.17%,比上年同期提高了6个百分点。虽然收贷任务完成得不好,但仍有11个省份由于组织得力,措施有效,贷款较年初有所下降,其中基本完成总行下达的一季度收贷任务的分行是江苏、四川、新疆和云南等省区。今年收贷之所以取得上述成果,主要有以下几个特点:
Speech at the on-site meeting on loan collection and lending in the first half of this year (May 7, 1996) I. Fully affirming the achievements of the loan collection and lending work in the previous stage This year, the two banks and head offices jointly released the loan collection and lending task in the first quarter of the first quarter of this year at 21.81 billion yuan As of the end of March, the Bank totally recovered 75.804 billion yuan of loans for purchasing agricultural and sideline products, an increase of 19.766 billion yuan over the same period of the previous year, basically making the best of the best it can. The stock of grain and cotton oil at the end of March was 2,465.14 billion yuan, a decrease of 1.085 billion yuan from the beginning of the year. The stock of grain and cotton oil accounted for 59.17% of the total loans, an increase of 6 over the same period of previous year A percentage point. Although the loan collection and delivery tasks were not completed well, 11 provinces still had effective loans and loans declined compared with the beginning of the year due to their effective organization and well-established branches. Among them, branches that basically completed the first quarter loan collection and delivery tasks set by the headquarters were Jiangsu, Sichuan, Xinjiang and Yunnan Other provinces and regions. The reason why the collection and lending this year to achieve the above results, there are several main features: