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今年以来,中国人民银行两次调低利率,并强调指出“降低利率并不意味着放松银根”。新闻媒介的报道则说,央行调低利率,大大减轻了企业的负担。实际情况是什么呢?利率仍然是人们议论的一个热点话题,在贷款和存款两大利益集团仍有这样的反映:以贷款方为代表的利益集团认为,利息负担还重,以存款方为代表的广大存款户认为,存款利息太低,让有“门路”的企业以高成本获取资金。就此,在我国经济学界十分活跃的钟朋荣先生放言:
This year, the People’s Bank of China has lowered interest rates twice, emphasizing that “lowering interest rates does not mean relaxing monetary policy.” News media reports said that the central bank cut interest rates, greatly reducing the burden on enterprises. What is the actual situation? Interest rates are still a hot topic of discussion. The two major interest groups in loans and deposits still reflect this way. The interest groups represented by the lenders think that the interest burden is also heavy and the depositors are the representatives The majority of depositors believe that the interest on deposits is too low, so that enterprises with “gateways” can obtain funds at high cost. In this connection, Mr. Zhong Pengrong, who is very active in the field of economics in our country,