石油企业员工家庭理财组合模型

• 作 者: 彭振武
• 出 处: 大众理财顾问
• 发表日期: 2004年10期
• 关键词: 家庭理财 家庭资产 目标锁定 理财需求 教育金 即期消费 三口之家 日常支出 税后收入 中等收入家庭

理财需求水爱一家的近期、中期主要消费目标锁定在学习投资。她和先生准备攻读硕士,大体需要6～7万元。远期目标是换房。但似乎经济实力还不够。水爱女士认为自己因缺少理财方面的知识,以至结婚5年,家庭资产无几。她希望理财专家对她的家庭进行一些理财指导,以便重新调整计划。

Demand for financial management water love a family, the main consumer target locked in the mid-learning investment. She and her husband are ready to study for a master’s degree, generally need 6 ~ 7 million. Long-term goal is to change rooms. But it seems economic strength is not enough. Ms Shui loves that she has less family assets due to her lack of financial literacy and even five years of marriage. She wants wealth management experts to give her family some financial guidance in order to re-adjust the plan.