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应收贷款本息的足额收回是检验收购资金封闭管理的重要标准。我行的信贷管理工作在上级行的具体指导下,全行职工牢记农发行的使命和性质,紧紧围绕收购资金封闭管理的要求,既保证收购资金及时供应、防止资金流失,又足额收回贷款本息,1998年4月至1999年底全行新增粮油库存值(含必要的合理费用)与新发放贷款比例、销售货款回笼率、回笼货款归行率、收贷率均达100％,不合理资金年均下降10.1％,信贷资金合理运用率保持在99％以上,基本上遏
The full recovery of principal and interest on loans receivable is an important criterion for the closed management of the acquisition funds. With the specific guidance of the credit management work of the Bank, the staff and workers of the Bank bear in mind the mission and nature of the Agricultural Development Bank and closely follow the requirements of the closed management of acquisition funds, which not only guarantees the timely supply of the funds to be acquired but also prevents the capital from flowing out and fully reclaims Loans and principal and interest, the new grain and oil inventories (including the necessary and reasonable expenses) and the proportion of newly-issued loans, the rate of return on sales of goods and the rate of return of loans and withdrawals reached a 100% rate between April 1998 and the end of 1999 The average annual funding for reasonable funds decreased by 10.1%. The reasonable utilization of credit funds remained above 99%, basically containing