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宁波解法即引入保险理赔机制和人民调解机制,通过第三方介入使医疗纠纷的调处更加公开、公平和公正,使医患双方的合法权益得到维护。宁波市通过大量调研分析,在新制度的设计中,以医疗纠纷理赔处理中心和人民调解委员会两个机制形成了具有新意的“第三方”。宁波市政策性医疗责任保险由人保,太保、平安、国寿财、长安五家保险公司共保。中国人保财险宁波市分公司是该项目的首席承保人,牵头组建了宁波市医疗纠纷理赔处理中心,并派驻相关人
The solution to Ningbo is to introduce an insurance claim mechanism and a people’s mediation mechanism. Through the intervention of a third party, the mediation of medical disputes can be made more open, fair, and fair, so that the legitimate rights and interests of both doctors and patients can be maintained. Through a large number of investigations and analysis, Ningbo City formed a new third party in the design of the new system through the two mechanisms of medical dispute claims processing center and people’s mediation committee. Ningbo’s policy medical liability insurance is covered by the People’s Insurance Commission, and the five insurance companies of CPIC, Ping An, Guoshou Finance, and Changan are insured. PICC Ningbo Branch is the chief insurer of the project, led the establishment of the Ningbo Medical Disputes Claims Processing Center, and assigned relevant personnel.