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如今,在高CPI涨幅下,你的存款究竟贬值到什么程度?在眼光缭乱的投资市场,如何投资才能让财产找到一个好的避风港,让资金最起码不贬值?储蓄:定存期限越长,财富越缩水2010年10月,CPI涨幅从3.6%冲到4.3%后,央行将一年期存款利率从2.25%调到2.5%,此后,央行经过4次加息,将一年期存款利率升至现在的3.5%,而今年6月份的CPI涨幅已达6.4%。“利息一直跟在CPI涨幅后面,但是始终跟不上,而且两者差距越来越大。这意味着,将钱存入银行,贬值的速度越来越快。”以1万元为例,以5%的CPI增幅计算,将1万元存入银行后,一年后的总额是10325元,而用一年前的CPI涨幅计算,买到一年前1万元物
Now, under the high CPI increase, how much does your deposit depreciate? In a dazzling investment market, how to invest to make property find a good safe haven, at least not devalued? Savings: the longer the deposit period, In October 2010, after the CPI rose from 3.6% to 4.3%, the central bank adjusted the one-year deposit rate from 2.25% to 2.5%. Since then, the central bank raised interest rates after four times to raise the one-year deposit rate To 3.5% now, while the June CPI rose 6.4%. “Interest has been behind the CPI increase, but still can not keep up, and the gap between the two is growing, which means that the money into the bank, the devaluation faster and faster. ” For example, with a 5% CPI increase calculation, after depositing 10,000 yuan into a bank, the total amount after one year is 10,325 yuan. Using the CPI increase one year ago, I bought 10,000 yuan a year ago