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当前，个人贷款购房已成为社会一大热点，借钱还钱天经地义．个人住房贷款的利率和还本付息方式自然成为居民们十分关心的问题。 目前最常用的三种还贷方式 １、到期一次还本付息法。 借款人在贷款期内不是按月偿还本息．而是贷款到期后一次性归还本金和利息．目前人民银行颁布
At present, the purchase of personal loans has become a major social hot spot, borrow money, money, justice. The interest rates and debt service of individual housing loans naturally become the residents’ concern. At present, the three most commonly used method of repayment of loans 1, a debt service due. The borrower does not repay the principal and interest on a monthly basis during the loan period. It is a one-time return of principal and interest after the loan expires. At present, the People’s Bank promulgated