论文部分内容阅读
银行卡已成为大众生活中不可缺少的支付工具,与现金支付相比,银行卡支付更加方便、安全。1996年8月中国银行发行具有国际标准的以人民币计价的借记卡——长城电子借记卡,标志着我国银行业务开始全面发展。经过16年的发展,我国银行卡业务的扩展速度和扩展程度都是十分惊人的,我国金融市场随着银行卡的飞速发展而不断改革和完善。截至2013年末,全国累计发行银行卡42.14亿张,人均拥有银行卡3.11张。2013年全国银行卡业务476亿笔,金额423.36万亿元;银行
Bank card has become an indispensable means of payment in public life. Compared with cash payment, bank card payment is more convenient and safe. In August 1996, the Bank of China issued an international standard debit card - the Great Wall Electronic Debit Card - which is an RMB-denominated debit card, marking the beginning of an all-round development of China’s banking business. After 16 years of development, the expansion speed and expansion of China’s bank card business are both very alarming. As the rapid development of bank cards, China’s financial market constantly reforms and improves. As of the end of 2013, there were 4.1214 billion bank cards issued nationwide, each with 3.11 bank cards. In 2013, there were 47.6 billion bank card transactions nationwide, amounting to 423.36 trillion yuan; and banks