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面对科技发展日新月异形势,如何利用银行科技开发贷款的经济杠杆,加快企业开发新技术、新产品的步伐,这是信贷工作中一个需要认真探讨的课题。我想就当前科技贷款倾斜政策问题抒点己见。一、坚持方向准、市场大、水平高、投资少、产出多、见效快、风险小的择优原则,促进信贷资金的良性循环。方向准是指产品或项目的开发方向体现出国家产业政策所支持的方向。市场大是指产品或项目开发投产后,能够
In the face of the rapid development of science and technology, how to utilize the economic leverage of bank science and technology to develop loans and speed up the pace of enterprises in developing new technologies and new products is a topic that needs to be seriously explored in credit work. I would like to express my opinion on the current policy of leaning on science and technology loans. First, adhere to the principle of prospective, the market is large, high level, less investment, output more, quick, less risky principle of choice, to promote a virtuous circle of credit funds. The direction refers to the product or project development direction reflects the direction supported by the national industrial policy. Large market refers to the product or project development and production, able to