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C 篇外汇改革开辟银行外汇经营新天地纵观我国银行外汇业务经营的发展历程,能深刻体会到我国外汇管理体制改革30年来的重大变革所发挥的巨大作用。可以说银行外汇业务每次发展的新机遇,都是与外汇政策调整密不可分的。特别是在1994年初开始推进的人民币汇率渐进市场化进程,使商业银行初步建立起了汇率产品体系以及汇率风险管理体系。2005年7月21日汇率体制改革后,汇率市场化进程明显加快,更给商业银行带来了新的发展契机。展望未来,相信银行外汇业务在不断完善的政策环境下,能得到更长足的发展。
C Foreign Exchange Reform and Development Bank The New World of Foreign Exchange Management Looking at the history of the development of the foreign exchange business in China’s banking sector, we can profoundly understand the great role played by major changes in China’s foreign exchange administration over the past 30 years. It can be said that every new opportunity for the development of the foreign exchange business of banks is closely linked with the adjustment of foreign exchange policies. In particular, the progressively marketization of the renminbi exchange rate, which was started in early 1994, enabled commercial banks to initially establish a system of exchange rate products and a system of exchange rate risk management. After the reform of exchange rate system on July 21, 2005, the marketization of exchange rate has obviously accelerated and brought new opportunities for commercial banks. Looking to the future, we believe that the banking foreign exchange business will achieve even greater growth under the continuous improvement of the policy environment.