保险单据审核“变中变”

• 作 者: 贾浩
• 机 构: 中国银行法兰克福分行贸易结算部,中国银行国际结算单证业务组,中国国际商会,国际商会,
• 出 处: 中国外汇
• 发表日期: 2013年10期
• 关键词: 保险单据 审单 开证行 保险实务 承保人 保险利益 顾问组 空白背书 缮制 货物的所有权

ISBP745再一次在兼顾保险实务的基础上对保险单据的审核做出了一些与之前立场不同的实务规定。保险单据审核实务的修订即须兼顾海上保险实务又须符合信用证审单实务,以期达到实务中的平衡,因而变中有变。笔者作为此次ISBP修订顾问组的成员,对个中修订变化多了一层了解,借此文做一简要介绍。保险单据的签发保险公司或承保人的识别。ISBP745在如何识别保险公司问题上列举一例作为实务上的指引:

Once again, ISBP 745 made some substantive provisions on the examination of insurance documents that differed from the previous ones on the basis of taking into account the insurance practices. The revision of the insurance document reviewing practice needs to take into account both the practice of marine insurance and the credit examining and verifying practice so as to achieve the balance in practice and thus change. As a member of the ISBP Revising Advisory Group, I have learned more about the changes and changes in this book, so I will give a brief introduction. Identification of insurance documents issued by insurance companies or insurers. ISBP745 cites an example of how to identify insurers as a practical guide: