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国外互联网金融的监管经验对我国互联网金融监管的完善具有深刻的意义。文章立足于此,首先分析了我国互联网金融监管中存在的几点问题,包括法律滞后、主体模糊等,然后探讨了国外互联网金融监管中的两点经验:完善的法律建设、明确的监管主体,最后,就如何完善我国的互联网金融监管提出了针对性的建议,包括加快互联网金融立法、明确互联网金融监管主体,希望对我国的互联网金融监管有所裨益。
The regulatory experience of foreign Internet finance has profound significance for the improvement of China’s Internet financial regulation. Based on this, the article first analyzes several problems in Internet financial supervision in our country, including the lag of law and the vagueness of the main body, and then explores two experiences in foreign internet financial regulation: perfect legal construction, clear regulatory body, Finally, some suggestions are put forward on how to perfect the internet financial regulation in our country, including accelerating Internet financial legislation, clarifying the main body of Internet financial regulation, and hoping to benefit our country’s Internet financial regulation.