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《中共中央、国务院关于卫生改革与发展的决定》中指出:“‘九五’期间要基本建立起城镇职工医疗保险制度,积极发展多种形式的补充医疗保险。”这为我们解决基本医疗以外的医疗保障问题指明了方向。 我们认为,我国的医疗保障体系应包括预防保健、医疗保险和医疗救助三个层次,而医疗保险包括基本医疗保险和补充医疗保险。基本医疗保险主要由社会医疗保险和合作医疗保险来解决,补充医疗保险则主要由商业医疗保
The Decision of the Central Committee of the Communist Party of China and the State Council on Health Reform and Development states: “During the period of the Ninth Five-Year Plan, the medical insurance system for urban workers and workers should be basically established and various forms of supplementary medical insurance should be actively developed.” This is our solution to the problem of basic medical treatment The question of medical security points the way. In our opinion, the medical security system in our country should include three levels: preventive health care, medical insurance and medical assistance. The medical insurance includes basic medical insurance and supplementary medical insurance. The basic medical insurance is mainly solved by the social medical insurance and the cooperative medical insurance, while the supplementary medical insurance mainly consists of the commercial medical insurance