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党的十八大明确提出,到2020年基本建成小康社会,其中一项重要的内容就是要全面建成覆盖城乡居民的社会保障体系,这对建立与完善城乡一体化的社会保障体系、构建和谐社会具有十分重要的意义。本文从我国城乡居民社会保障的现状出发,对影响覆盖城乡居民社会保障体系建设的主要因素进行深入分析,认为当前需要从政府主导、加强制度建设、管理社会各主体参与、积极发展商业保险和慈善事业等方面入手,来构建我国城乡社会保障体系。
The 18th National Congress of the Communist Party of China made it clear that one of the important contents of building a well-to-do society by 2020 basically is to fully build a social security system covering both urban and rural residents. This is of great importance in establishing and improving a social security system integrating urban and rural areas and in building a harmonious society It is of great significance. Based on the current situation of urban and rural residents’ social security in our country, this article analyzes the main factors that affect the construction of social security system covering both urban and rural residents, and believes that it is necessary to take the lead from the government, strengthen the system construction, manage the participation of all social sectors and actively develop commercial insurance and charity Business and other aspects to build our country’s urban and rural social security system.