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农村要全面建设小康社会,离不开农村金融,特别是农村信用社(以下简称农信社)的支持。但是,农信社只有在信贷工作中做好风险防范与化解工作,才能使有限的信贷资金发挥最大的使用效益,才能在实现良好的社会效益的同时,实现农信社自身的经济效益,也才能将党中央、国务院的指示精神落到实处。如何防范和化解农信社信贷风险?笔者总结出以下方法和途径。
In order to build an overall well-to-do society in rural areas, we can not do without the support of rural finance, especially the rural credit cooperatives (hereinafter referred to as RCCs). However, only when RCCs do their work of risk prevention and mitigation in their credit work can they maximize the efficiency of using credit funds so that they can achieve good social benefits and realize the economic benefits of RCCs themselves Can the spirit of the directives of the Party Central Committee and the State Council be implemented in real earnest. How to prevent and resolve credit risk of rural credit cooperatives? The author summed up the following methods and ways.