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互联网金融是一种典型的平台型商业模式,其精髓在于通过打造一个完善的、成长潜力大的开放型、包容性的生态圈,让更多的利益相关方参与进来产生流量,然后平台企业将流量变现创造商业价值。当前,随着互联网技术和智能终端的蓬勃发展,人类正迈入一个网民24小时在线、信息全面互联互通的互联网新时代。互联网技术的迅猛发展与广泛应用,必然带来客户需求的变化,作为银行金融机构,无疑需要主动适应这样的
Internet finance is a typical platform-based business model, the essence of which is that by creating a perfect and open-growth, inclusive ecosystem with great potential for growth and involving more stakeholders in generating traffic, the platform enterprises will Cash flow to create business value. At present, with the vigorous development of Internet technologies and smart terminals, mankind is entering a new era of Internet with 24-hour online access and complete information interconnection. The rapid development of Internet technology and its widespread application inevitably bring about changes in customer needs. As a banking financial institution, it undoubtedly needs to take the initiative to adapt to such a