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当前,边疆民族地区农业和农民的金融服务问题比较突出。其中,一个重要的问题就是“农民贷款难”。一、边疆民族地区“农民贷款难”的成因分析(一)县域经济发展滞后,制约金融发展。就西盟佤族自治县而言,由于地处边疆,是一个直接从原始社会末期过渡到社会主义社会的特殊地区,是集“少、边、穷”为一体的国家级贫困县,因地域特殊,经济基础十分薄弱。全县六乡二镇和一个乡级办事处,总人口8万余人,其中佤族占6万余人,部分尚未解决温饱,农民人均纯收入约为400余元。全县除锡矿厂、橡胶公司、白糖厂三个较有规模的小型企业外,至今无支柱性的工业企业,商业企业也处于举
At present, the financial services of agriculture and peasants in border ethnic areas are quite prominent. Among them, an important issue is “farmers loans difficult.” First, the border ethnic minority areas “peasant loans difficult ” cause analysis (A) the lagging development of county economy, restricting the development of finance. As far as the Western Union Wa Autonomous County is concerned, since it is located in the frontier, it is a special area that directly transforms from the primitive society to the socialist society and is a national-level poverty-stricken county integrating “less, side and poor” Special, economic foundation is very weak. The county six township two township and a township office, with a total population of more than 80,000, of which the Wa ethnic group of more than 60,000 people, some still not enough food and clothing, the per capita net income of farmers is about 400 yuan. In addition to the county tin mines, rubber companies, sugar mills three larger than the size of small businesses, so far no pillar of industrial enterprises, commercial enterprises are also cite