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运用协整分析和误差修正模型,实证分析贵州省保险业发展对区域经济增长的影响态势。结果显示:贵州省GDP与保费收入、固定资产投资、城镇居民人均消费性支出之间存在长期均衡关系;长期中,保费收入对GDP存在显著的正向影响,但力度低于投资和消费;短期内,保费收入滞后一期对GDP有显著影响,投资对GDP无显著影响,消费仍是经济增长的主要动力。贵州省有关部门可积极支持保险业发展,全面提升保险密度和保险深度,为贵州省经济增长提供更强动力。
Cointegration analysis and error correction model are used to empirically analyze the influence of insurance development in Guizhou province on regional economic growth. The results show that there is a long-term equilibrium relationship between GDP and premium income, fixed asset investment and per capita consumption expenditure of urban residents in Guizhou Province. In the long run, premium income has a significant positive impact on GDP but lower than investment and consumption; Within one lag of premium income, there is a significant impact on GDP. Investment has no significant effect on GDP, while consumption is still the main driver of economic growth. Relevant departments of Guizhou Province can actively support the development of the insurance industry, comprehensively enhance the insurance density and insurance depth, and provide more impetus to the economic growth in Guizhou Province.