寿险退保请慎重

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经济损失 如果消费者购买寿险后想退保,按合同的规定,都只能按一定的比例退。 根据《保险法》规定:“投保人解除合同,已缴足两年以上保险费的,保险人应当自接到解除合同通知之日起30日内,退还保险单的现金价值;未缴足两年保险费的,保险人按照合同约定在扣除手续费后,退还保险费。” Economic loss If consumers want to surrender their life insurance, according to the provisions of the contract, only a certain percentage of retreat. According to the “Insurance Law” provides that: "The policyholder to terminate the contract, has paid more than two years of premiums, the insurer shall terminate the contract within thirty days from the date of refund of the cash value of the insurance policy; not paid full two years insurance Fees, the insurer in accordance with the contract after deducting fees, refund the premium.
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