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现如今中国的经济在不断地发展,在这一过程中,公司起着极其重要的作用,而在公司中,董事和高级管理人员一直发挥着重要的作用,他们的决策影响着与整个公司存在切身利益的主体,甚至对整个国家经济的发展也有着一定的作用,他们的决策、他们的行为关系重大。但必须承认的是,人的理性是有限的,一个人、一个决策集体总有出错的可能,然而面对这一风险,中国现有的董事责任保险制度却无法对此起到应有的降低风险的作用。从这一制度引入至今,其购买率一直处于非常低的水平,这对于中国的经济发展而言并不是一个好的现象。对此,应当充分认识到董事责任保险制度的重要性并且提出更好的建议来完善这一制度。
Now that China’s economy is evolving, the company plays an extremely important role in this process, where directors and senior managers continue to play an important role, and their decisions affect the existence of the entire company The main body of vital interests, even the entire country’s economic development also has a certain role, their decision-making, their behavior is significant. However, it must be admitted that human reason is limited, and that one individual and one collective can always make mistakes. However, in the face of this risk, China’s current liability insurance system for directors can not be properly reduced The role of risk. From the introduction of this system up to now, its purchase rate has been at a very low level, which is not a good sign for China’s economic development. In this regard, we should fully recognize the importance of directors liability insurance system and put forward better suggestions to improve the system.