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随着我国社会主义市场经济体制改革的深入 ,我国公费、劳保医疗制度的弊端日益暴露出来。职工一旦生病 ,全部医疗费用就由政府、企业来负担 ,对医患双方都没有制约机制 ,导致医药费用增加太快 ,使国家、企业不堪重负 ,损害了职工的切身利益 ,同时也违背了国家实行公费医疗的初衷。另一方面 ,公费、劳保医疗覆盖的范围也非常有限 ,不能适应改革开放的要求 ,建立完善的医疗保险体制是我国改革的重要内容 ,也是实行市场经济的重要保障。
With the deepening of the reform of the socialist market economy in our country, the drawbacks of the public and labor insurance systems in our country are increasingly exposed. Once an employee is sick, all medical expenses are borne by the government and enterprises. There is no restriction mechanism on both doctors and patients. As a result, the medical expenses are increased too fast, overwhelming the state and enterprises, harming the employees’ immediate interests and also violating the state The original intention of the implementation of public medical services. On the other hand, the coverage of public health and labor insurance is also very limited and can not meet the requirements of reform and opening up. Establishing a sound medical insurance system is an important part of China’s reform and an important guarantee for the implementation of a market economy.