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随着国民经济分配制度的变化,居民个人金融资产迅速增加,到1999年5月份,城乡居民储蓄已经超过5.8万亿。然而,由于受亚洲金融危机和改革中许多不确定因素的影响,人们普遍感到钱很难赚,未来很难把握。一方面面对着越来越多的投资机会,一方面又不敢投资,不想消费。特别是再次降息后,大多数人将面临着这么一个问题——我该怎样管理我的钱袋子?如何当好自己的基金经理,理好自己的财产。理财就是根据个人或家庭的现有财务状况,结合未来的财务
As the system of distribution of national economy changed, personal financial assets of residents increased rapidly. By May 1999, the savings of urban and rural residents had exceeded 5.8 trillion yuan. However, due to the Asian financial crisis and many uncertainties in the reform, it is generally felt that money is hard to earn and the future is difficult to grasp. On the one hand, facing more and more investment opportunities, on the one hand they are afraid to invest and do not want to spend money. In particular, once again cut interest rates, most people will face such a problem - how do I manage my money bag? How to be good manager of your own fund, manage their own property. Money management is based on the individual’s or family’s existing financial position, combined with the future of finance