继续贷款限额管理意义有多大?——兼与石雷等先生商榷

• 作 者: 孙进
• 机 构: 南开大学金融系
• 出 处: 金融经济
• 发表日期: 1996年09期
• 关键词: 贷款限额 中央银行 取消派 信贷政策 政策性贷款 信用形式 贷款要求 体制改革目标 商业票据市场 再贴现政策

一、问题的提出:贷款限额管理取消还是保留的各自依据 随着市场经济金融体制改革目标取向的确立,如何适时改进完善中央银行传统货币政策工具,搞好宏观调控,成为理论界普遍关注的重大课题之一,其中在贷款限额管理问题上,产生了诸多不同的观点与建议,但归纳起来,不外乎以下两类即“保留派”与“取消派”。

First, the question raised: the basis for the cancellation or retention of loan-limit management With the establishment of the market-oriented financial and financial system reform goals, how to improve and perfect the traditional monetary policy instruments of the central bank and improve macro-control in a timely manner has become a common concern in the theoretical circle Among them, there are many different opinions and suggestions on the issue of loan quota management. However, they sum up the following two categories: “reservationist” and “canceller.”