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民间借贷已成为融资的重要渠道之一,而我国却还没有关于民间借贷的专门性法律法规,已有的规定相当混乱,导致由民间借贷不仅很难有效控制,而且有可能带来系统性的金融风险,特别是近年来全球性的经济危机,更加剧了这些纠纷的出现,本文探讨一些可行的监管措施,用以解决由民间借贷引起的纠纷,这对于促进民间借贷健康有序的发展及社会的稳定有着重大的现实意义。
Private lending has become one of the important channels for financing. However, there are no specific laws and regulations on private lending in our country. The existing regulations are rather confusing, which makes it not only difficult to control effectively by private lending, but also may bring systemic Financial risks, especially in recent years, the global economic crisis, exacerbated the emergence of these disputes, this article discusses some feasible regulatory measures to solve the disputes caused by private lending, which is conducive to promoting the healthy and orderly development of private lending and social The stability has a great practical significance.