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近年来,随着我国保险业的快速发展,保险合同纠纷案件不断增加。在涉及人身保险合同的案件中,因保险公司以投保人未履行告知义务或不如实告知为由拒付保险金而引发的纠纷是一个突出的问题。此类纠纷的焦点主要集中在:1.认定投保人应当如实告知的依据;2.投保人故意或过失不履行
In recent years, with the rapid development of China’s insurance industry, insurance contract disputes have been increasing. Disputes arising from cases involving life insurance contracts that arise from insurers’ failure to fulfill their obligation of disclosure or false notification of insurance premiums are a prominent issue. The focus of such disputes are mainly focused on: 1. Basis for identifying the insured person should be truthfully informed; 2. Intentional or negligent non-performance of the insured