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随着我国影子银行体系的发展,中国式影子银行已经对我国金融体系产生重要影响。本文从信托公司的角度出发,对信托公司的“信用增加”与“货币增加”、“信用创造”与“信用扩张”进行了区别和分析,提出了影子银行体系目前主要存在的两种信用创造和扩张机制,并对其给金融体系带来的影响进行分析。在此基础上,提出针对影子银行体系发展和监管的政策建议。
With the development of the shadow banking system in our country, the Chinese-style shadow banking has had an important impact on our financial system. This paper, from the perspective of the trust company, makes a distinction and analysis between the trust company’s “credit increase” and “currency increase”, “credit creation” and “credit expansion”, and proposes the shadow banking system At present, there are mainly two types of credit creation and expansion mechanisms and their impact on the financial system is analyzed. On this basis, we put forward some policy recommendations for the development and supervision of the shadow banking system.