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信贷资金的循环是以有偿使用为条件,参与企业供、产、销并实现增殖为目的价值运动。而信贷资金的虚假循环是指没有实现增殖的流动资金的循环,价值运动只滞留在产成品阶段,价值增殖和价值补偿只是虚假实现,从而影响整个社会资金的正常循环和周转。信贷资金虚假循环是多种因素造成的,需矫正信贷资金虚假循环,必须银企综合治理,配套改革。第一,企业要树立“以销定产、产销平衡”的思想和经营战略。生产而向市场。消费者需要什么样的商品,商店就积极销售和采购这样的商品,并向生产部门传递信息,引起生产企业转变产品结构,提高质量,增加花色品种,充分发挥流通对生产的引导和调节作用。把流通和生产作为经济发展的两个轮子,推动国民经济持续稳定协调地发展。银行部门要认清当
The circulation of credit funds is based on paid use as a condition, and participates in the company’s value movement for supply, production, sales, and proliferation. The false circulation of credit funds refers to the cycle of circulating funds that does not achieve proliferation. The value movement only stays in the stage of finished goods. Value proliferation and value compensation are only falsely realized, thus affecting the normal circulation and turnover of the entire social capital. The false circulation of credit funds is caused by a variety of factors. It is necessary to rectify the false circulation of credit funds. Comprehensive management of banks and banks must be carried out and supporting reforms. First, companies must establish the ideology and business strategy of “according to sales, production, and sales balance.” Production to the market. Consumers need what kind of goods, the store will actively sell and purchase such goods, and pass on information to the production department, causing production companies to change product structure, improve quality, increase color varieties, give full play to the role of circulation in production guidance and regulation. Take circulation and production as two wheels of economic development to promote the sustainable and stable development of the national economy. The banking department should recognize when