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十一五作为我国经济发展时期的重头好戏,其战略重要性不言而喻,是我国全面建设小康社会、构建社会主义和谐社会的重要阶段。而保险业因其具有经济补偿、资金融通和社会管理的功能,成为市场经济条件下风险管理的基本手段,成为金融体系和社会保障体系的重要组成部分,从汶川大地震到北京奥运举办、从商业养老健康险普及到新农村多样化农险试点,从医疗、房产、汽车到教育、旅游等关系到人民生活的各个方面都在发挥积极作用。因此,从十一五发展规划论中国保险业的发展极具科学现实意义。
As an important part of our country’s economic development period, its strategic importance is self-evident. It is an important stage for building a well-off society in an all-round way and building a harmonious socialist society. The insurance industry has become the basic means of risk management in the market economy because of its functions of economic compensation, financial intermediation and social management. It has become an important part of the financial system and social security system. From the Wenchuan Earthquake to the Beijing Olympic Games, Commercial end-of-life health insurance popularizes to pilot new diversified agriculture in rural areas, and plays an active role in all aspects of people’s lives, from medical services, real estate, automobiles, education and tourism. Therefore, from the 11th Five-Year Development Plan, the development of China’s insurance industry is of great scientific and practical significance.