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后金融危机时代,我国中小企业融资面临瓶颈。典当融资对于中小企业融资问题具有其优越性,并在我国的金融领域中日益显示出更加重要的作用。本文从后危机时代中小企业融资问题和典当行发展情况出发,对目前典当行行业整体存在的问题进行深入分析,最后为政府和典当行业自身对于典当业在今后的发展方向提出了一些对策和建议。
After the financial crisis, China’s SME financing is facing a bottleneck. Pawn financing has its advantages for the financing of SMEs and has increasingly shown a more important role in the financial field of our country. Based on the financing problems of SMEs in the post-crisis era and the development of pawnshops, this paper analyzes the problems existing in pawnbrokers as a whole. Finally, some countermeasures and suggestions are put forward for the government and the pawn industry themselves in the future development direction .