“以房养老” 一个备受关注的话题

• 作 者: 李亚
• 出 处: 山西老年
• 发表日期: 2008年05期
• 关键词: 以房养老 养老观念 老年人口 养老模式 倒按揭 老年公寓 空巢家庭 养老需求 房地产评估 房屋租金

目前,我国已步入老龄社会,到2006年底,全国60岁及以上的老年人口达1.49亿,占总人口的11.3%,“养老”“如何养老”成为老年人共同关心的话题。“以房养老”作为一种养老模式的补充,正进入我国城市养老的视野。那么,“以房养老”离我们有多远,是否适合国人养老观念,可操作性如何,实施的效果怎样,遇到的难处是什么,这一切已成为一个备受关注的社会热门话题。

At present, China has stepped into an aging society. By the end of 2006, the number of elderly people aged 60 and over in the country reached 149 million, accounting for 11.3% of the total population. The issue of “pension” and “how to support the aged” has become a topic of common concern to the elderly . “Housing pension” as a supplement to the pension model, is entering the horizon of China’s urban pension. So, how far is the “Pension for the Elderly” to us, whether it is suitable for the concept of pension for the Chinese people, how the maneuverability is implemented, what is the effect of the implementation and what are the difficulties encountered. All this has become a hot topic of great concern in the society .