论文部分内容阅读
随着我国经济发展日趋加快,国家投放的信贷资金在逐年增加,但所投放资金的效率却在逐年下降,企业在银行的逾期贷款比重越来越大,履行合同的自觉性越来越差,信誉逐步降低,严重影响了银行信贷资金的周转和使用效益,导致企业资金周转缓慢,流通不畅。究其原因,主要有以下方面: 一、经济法规的建立与经济的发展不配套 经济发展与经济法规是相互联系,相互影响,相互
As China’s economic development has accelerated, the country’s credit funds have been increasing year by year. However, the efficiency with which funds are invested has been declining year by year. The proportion of corporate overdue loans at banks has become larger and larger, and the consciousness of fulfilling contracts has become worse. The gradual decline in the reputation has seriously affected the turnover and utilization of bank credit funds, resulting in slow turnover of corporate funds and poor circulation. The main reasons are as follows: 1. The establishment of economic laws and regulations is incompatible with the development of the economy Economic development and economic laws and regulations are interrelated and affect each other.