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东莞某工厂主管张某明知无力还款,却恶意透支信用卡1.9万多元,银行多次催收未果后报案。张某被抓后,家人代为全额退款。9月9日下午,东莞市第二人民法院对本案做出一审宣判,以信用卡诈骗罪判处张某有期徒刑一年,缓刑一年,并处罚金2万元。张某是东莞一家工厂的主管,月薪约4000元。2012年8月,张某向某银行东莞市分行申领了一张银联苏宁信用卡金卡,授信额度为2
Zhang, a factory manager in Dongguan knowingly unable to repay, but malicious overdrafts credit card more than 19,000 yuan, bank repeatedly failed to report the case after the unsuccessful. Zhang was arrested after the family on behalf of a full refund. On the afternoon of September 9, the Second People’s Court of Dongguan City made a verdict on the trial of the case and sentenced Zhang to one year imprisonment and one year probation for credit card fraud, with a fine of 20,000 yuan. Zhang is a factory manager in Dongguan, a monthly salary of about 4,000 yuan. In August 2012, Zhang applied for a UnionPay Suning Credit Card Gold Card to a bank Dongguan Branch, with a credit limit of 2